IMPORTANT INFORMATION

Rates effective as at date of appearance and subject to change. Normal IMB lending criteria, terms and conditions, fees and charges apply. Not available for refinance of existing IMB loans. 1. Accelerator discounted variable rate applies for 24 months from the date the loan is settled. The loan then converts to a variable rate with a 0.50% discount off the standard variable rate. 2. This comparison rate is based on a $150,000 secured home loan over 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts may result in a different comparison rate. 3. Accelerator home loan is not available where your loan is more than 80% of your property value and less than $300,000 loan amount. 4. 100% Offset facility is available on the IMB Everyday and IMB Everyday Unlimited Accounts. Consider the PDS from IMB before making a decision about these products. IMB Ltd trading as IMB Bank ABN 92 087 651 974. AFSL/Australian Credit Licence 237 391.